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Money-services infrastructure

The platform to run a money-changer & remittance business.

MEXAR is the compliant, queue-driven foundation licensed operators build on — money exchange and remittance, with pay-in, payout, KYC and messaging providers you swap by contract, not by rebuild.

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  • Built to Bank Indonesia requirements
  • Passed 3rd-party penetration test
  • Microservice contracts · queue-driven
MEXAR core compliant
Money changer
Cross-border remittance
Ledger KYC / AML Compliance
queue pipeline
Pay-in 3
iPayMu Bayarind Xendit
Payout 3
Transfez EasyLink BankAPI
KYC / AML 3
Onfido RegTank Glair.AI
Messaging 3
Twilio MessageCentr SendGrid

Swap or run multiple providers per module — by contract, no rebuild.

Pluggable modules

iPayMuBayarindXenditTransfezEasyLinkBankAPIOnfidoRegTankGlair.AITwilioMessageCentrSendGrid
Why MEXAR

Infrastructure built to extend and scale

Microservice contracts

Services talk through well-defined contracts, so you extend and customize one domain without breaking the others.

Queue-driven pipeline

An event-driven, message-queue pipeline (RabbitMQ) with idempotent, retry-safe listeners keeps transactions fast under load and scales horizontally with your volume.

Compliance built in

KYC, AML screening and an append-only, audited ledger are part of the core — built to central-bank requirements from day one.

Developer APIs

Clean APIs and webhooks to build an e-wallet, a remittance app, or wire MEXAR into your own stack.

Pluggable modules

Best-of-breed providers, swapped by contract

Every module sits behind a stable internal contract. Pick a provider, run several, or add your own — without touching the rest of the platform.

Pay-in

Collect funds through local payment rails.

3
iPayMu Bayarind Xendit

Payout

Disburse to banks and wallets across corridors.

3
Transfez EasyLink BankAPI by contract

KYC / AML

Identity verification routed by document type, plus AML screening.

3
Onfido RegTank Glair.AI

Messaging

OTP, notifications and customer comms.

3
Twilio MessageCentr SendGrid
Two business lines, one core

Run exchange and remittance on the same platform

Money changer

Operate a licensed currency-exchange business with a configurable rate engine and full transaction records.

  • Configurable spread & sources
  • Cash & digital flows
  • Regulatory-ready reporting

Cross-border remittance

Move money across corridors through licensed pay-in and payout partners, with real-time tracking.

  • Multi-provider pay-in / payout
  • Corridor & limit controls
  • End-to-end status tracking
Configurable rate engine White-label
Base reference 1 SGD = 11,980
Your margin +1.2%

You set the base source and spread. Embed it in your app via API — your brand, your rules.

Build on MEXAR

Ship your product, or take it white-label

Use the developer APIs to build exactly what your market needs — or launch faster on a white-label service we operate for you.

E-wallet app

Stand up a branded wallet on MEXAR’s ledger, KYC and payment modules.

Remittance app

Launch a sending app wired to licensed corridors and payout networks.

White-label service

Book a fully managed, branded deployment — we run the infrastructure, you run the business.

How we onboard you

From license to live, with us alongside

  1. 01

    Align on compliance

    We map your license scope and central-bank requirements to the platform configuration.

  2. 02

    Configure modules

    Choose pay-in, payout, KYC and messaging providers per corridor and market.

  3. 03

    Customize by contract

    Extend flows and integrate your systems through service contracts and APIs.

  4. 04

    Go live & scale

    Launch on the queue-driven pipeline and scale as volume grows.

Compliance & security

Regulated-grade from the ground up

Operators carry the regulatory burden — so the platform is built to lift it. MEXAR aligns to Bank Indonesia requirements and has passed independent security review.

Compliance & security

Bank Indonesia requirements

Architected to central-bank standards; currently under active licensing review.

3rd-party pen test

Independently tested by external security researchers — no critical findings outstanding.

Immutable ledger & audit trails

Append-only records — every movement logs before/after balances and every rate or amount change is versioned, never overwritten — with encryption in transit and at rest.

KYC & AML screening

Identity verification routed by document type, with blacklist, limit and compliance-rule screening on every transaction.

2

Business lines on one core

4

Pluggable provider modules

10+

Integrated providers

99.9%

Platform uptime target

Run your money-services business on MEXAR

See the platform, discuss licensing, and explore a customization or white-label engagement.

Book a demo Talk to sales